Independent insurance broker · Birmingham, Alabama
Real coverage, from a real neighbor.
I'm Alton Merchant, a broker with the Hayes Rasbury Agency. I shop home, auto, commercial, and farm coverage across carriers to find what actually fits you — and I pick up the phone when you call.
No obligation. Just honest options and a quick reply.
What I help with
Four things worth protecting
Whatever you're covering, you get one person who knows your situation — not a different rep every time you call.
Home
Your house and everything that makes it home — including the things you can't easily replace.
Auto
Cars, trucks, and the people you drive around. Coverage sized to how you actually use the road.
Commercial
Coverage that keeps your work running — property, liability, and the risks specific to your business.
Farm
Land, equipment, structures, and livestock — the whole operation, protected as one.
Companies I work with
Carriers I represent
Because I'm independent, I place your coverage with the company that fits you best — not the only one I'm allowed to sell. Here are some of the carriers I work with.
Alton Merchant · Insurance Broker
Why a broker, not a 1-800 number
You get choices, not a sales pitch.
Because I'm independent, I'm not tied to one company's products. I compare carriers and bring you the option that fits your life and your budget — in plain language.
Many carriers, one search
I shop multiple companies side by side so you don't fill out the same form five times.
Local to Birmingham
I'm right here on Chalkville Road, serving Birmingham and central Alabama. Stop in or just call.
You talk to me
The same person who quotes your policy is the one who answers when you have a question or a claim.
Ready when you are
Let's find your coverage.
Tell me a little about what you need and I'll get back to you with options that fit — free, and no obligation.
Get a quote